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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Best credit card service

I have been using zopa from last 3 months Best credit card service Reviewed on: 12th April 2023

Easy and fast application

Fab card gab company. East to apply and good credit amount to start with Reviewed on: 12th April 2023

Best Credit card

Its nice and best credit card ever i used Reviewed on: 12th April 2023

Nice and easy

Application process is very easy and quick. You can control everything easly from app. Reviewed on: 12th April 2023

Perfect

Very nice service and all the best Reviewed on: 12th April 2023

Easy to get

Excellent service always help us thanks zopa love u Reviewed on: 12th April 2023

Good product

Great and exciting service’s , and glad to have them…. Reviewed on: 12th April 2023

Excellent value for money credit card

Excellent value for money credit card Reviewed on: 12th April 2023

Great easy reliable service

Great easy reliable service and probably one of the easiest online sites to understand and use Reviewed on: 12th April 2023

Absolutely brilliant

Really easy application and easy to use app and repayment Reviewed on: 12th April 2023

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