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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

It was so easy to apply and it arrived so fast exactly when I needed it!

It was so easy to apply and it arrived so fast exactly when I needed it! Reviewed on: 12th April 2023

100% recommended

Great service, allround with good customer service. Great products and hassle free app. Able to pick payment date and they leave 4 days clearence for payment unlike some providers. 100% recommended Reviewed on: 12th April 2023

Easy and simple

It was really easy and simple to apply and was quick response for application approval Reviewed on: 12th April 2023

No hassle decent rate credit card.

Great service and regular reminders of balance and payment due.. would recommend to friends. Reviewed on: 12th April 2023

Banking in another level

My experience with Zopa is wonderful,they have prompts alart will they use know when you are getting close to your limit Reviewed on: 12th April 2023

Great

Great company, great app. So easy to use. Reviewed on: 12th April 2023

Helpful

Zopa company helped me to improve and build up my credit score and they are quick to reply on my queries Reviewed on: 12th April 2023

Perfect

Very easy to apply and use... the app makes it easier to keep on track of your balance and payments.. Would recommend to everyone Reviewed on: 12th April 2023

Credit card

App is fantastic, lets you know how you are doing and where you need improving with your credit. Reviewed on: 12th April 2023

Excellent

Helps to build and improve credit score Reviewed on: 12th April 2023

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