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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Perfect

Very easy to apply and use... the app makes it easier to keep on track of your balance and payments.. Would recommend to everyone Reviewed on: 12th April 2023

Credit card

App is fantastic, lets you know how you are doing and where you need improving with your credit. Reviewed on: 12th April 2023

Excellent

Helps to build and improve credit score Reviewed on: 12th April 2023

Good company

Allways email reciept for my payments it goes straight to my account no waiting days to see it also the app is great to use simple effective, had no problems with credit card Reviewed on: 12th April 2023

Zoper Help

Help comes from them exactly when you have need them! Reviewed on: 12th April 2023

Extremely satisfying

Easy to understand easy access extremely professional Reviewed on: 12th April 2023

Shaun review

I found all Zopa staff very helpful and polite whilst dealing with me all through my application for a credit card with them. Reviewed on: 12th April 2023

Great company

Website easy to navigate card arrived in a couple of days and app easy to use and keep track of spending Reviewed on: 12th April 2023

Happy

Great credit card and very reasonable price Reviewed on: 12th April 2023

The perfect way to boost you credit score

I struggled to get a credit card due to previous financial issues but zopa gave me the branch I needed to get back and boost my credit score from red to green. Its super easy to use, and pay back through the month and by the due date. I can not fault their customer service, the apps never had an issue. Best credit card I've had. Reviewed on: 12th April 2023

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