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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good card

Very good card and with good interest rate Reviewed on: 12th April 2023

Fantastic

I would highly recommend Zopa to everyone! They are a fantastic company to deal with and leave their competitors behind by far Reviewed on: 12th April 2023

One of the best

Very nice experience i have with Zopa. Reviewed on: 12th April 2023

Great Credit Card

excellent creidt card, interest is not too much and easy and quick to use Reviewed on: 12th April 2023

Zopa is best

Good credit card for credit building Reviewed on: 12th April 2023

Excellent

Excellent service and availability Reviewed on: 12th April 2023

Excellent fast and foldable.

No long waiting time to apply, fast and professionally work. Kind and understandable operators give 5/5 stars Reviewed on: 12th April 2023

Best Credit Card Ever

Wonderful super friendly staff, who are always ready to help. I love the fact Zopa made me feel so welcome and gave me full informative advice on their products before I applied for their Credit Card. A company that never force you to take out their products. Zopa love to help customers like myself. Reviewed on: 12th April 2023

Great card

Helping me get back. On track with my credit score Reviewed on: 12th April 2023

Quick and easy

Quick and easy to apply and perfect credit rating Reviewed on: 12th April 2023

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