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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best Credit Card Ever

Wonderful super friendly staff, who are always ready to help. I love the fact Zopa made me feel so welcome and gave me full informative advice on their products before I applied for their Credit Card. A company that never force you to take out their products. Zopa love to help customers like myself. Reviewed on: 12th April 2023

Great card

Helping me get back. On track with my credit score Reviewed on: 12th April 2023

Quick and easy

Quick and easy to apply and perfect credit rating Reviewed on: 12th April 2023

best credit card

Zopa is definitely the best credit card. I have had no issues using it and the customer service is so brilliant, always helping where needed and usually going out there way too. I trust them. Reviewed on: 12th April 2023

Excellent

Gave me good options and more money than I needed, especially grateful for the ‘credit cushion’ which assures I never exceed my limit. Reviewed on: 12th April 2023

Fast and friendly

I applied for my zopa credit card, not expecting anything from them,to my amazement, I was accepted, and I had my card in a few days. Çustomer service is very good. I haven't had a single problem with it. I would recommend this, to any of my family or friends. Reviewed on: 12th April 2023

very quick and helpful

the easiest credit card I've ever done ! The app is very helpful and quick to run! Highly recommended Reviewed on: 12th April 2023

Great card for those little extras

Great card for those little extras use it carefully don't abuse it. Pay it off in full each month at no extra costs. Reviewed on: 12th April 2023

Best credit card

I really recommend Zopa credit card. I never had any problems, everything is clearly and easy to understand. The Zopa app works without any issue. Reviewed on: 12th April 2023

Great card great service

Good card fast payments good customer services Reviewed on: 12th April 2023

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