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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43478 reviews)

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4.94

Based on 43,478 reviews, last reviewed 14th Mar 2026

155000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great company happy customer Easy to use app, great products and good customer service Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43478)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Has helped in having piece of mind

Has helped in having piece of mind Reviewed on: 16th January 2026

They are very helpful and easy to deal wit.

They are very helpful and easy to deal wit. A good company I would recommend. Very good in communication Reviewed on: 16th January 2026

I love the app on my phone and every time I spend on...

I love the app on my phone and every time I spend on my card it pings me to let me know what I have spent and what’s left Reviewed on: 16th January 2026

Very satisfied with the using the card.

Very satisfied with the using the card. Very easy instructions. Reviewed on: 16th January 2026

Different

Different way of doing things but it works well Reviewed on: 16th January 2026

Quick approval able to set certain amounts of direct...

Quick approval able to set certain amounts of direct debit so you know it’ll always be paid and over the amount you can also defer it to minimum payment if short a certain month would recommend and have done so Reviewed on: 16th January 2026

Efficient and reliable .

Efficient and reliable . Good communication Reviewed on: 16th January 2026

Very good , would recommend to family and friends

Very good , would recommend to family and friends Reviewed on: 16th January 2026

Professional and friendly staff easy to manage

Professional and friendly staff easy to manage Reviewed on: 16th January 2026

They are a good credit card and don't bother you but...

They are a good credit card and don't bother you but let you pay without bother Reviewed on: 16th January 2026

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