Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great app, easy to understand and use.

Great app, easy to understand and use. Reviewed on: 6th March 2026

I'm very happy since I've got the credit card easy v...

I'm very happy since I've got the credit card easy very clear to use Reviewed on: 6th March 2026

Great app, easy to use.

Great app, easy to use. Fast and well set out. Reviewed on: 6th March 2026

Great company, would get another loan for them

Great company, would get another loan for them Reviewed on: 6th March 2026

New and best in the market

Easy to use with no hitches… all very clearly displayed and you know where you stand at all times with your limit Reviewed on: 6th March 2026

Very cool and good service really helpful

Very cool and good service really helpful Reviewed on: 6th March 2026

Quick and efficient company.

Quick and efficient company. All communication is easy to understand. Reviewed on: 6th March 2026

The card now bores me as they never up my credit eve...

The card now bores me as they never up my credit even though they said they would, A person needs more credit than a silly £600 Reviewed on: 6th March 2026

I have had a good experience with zopa

I have had a good experience with zopa Reviewed on: 6th March 2026

Easy to use app,great customer service.

Easy to use app,great customer service. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Shop Direct 4.23 from 6 reviews
Credit card
from first direct 4.26 from 27 reviews
Nectar Credit Card
from American Express 3.16 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub