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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

No doubt the best credit card company

The app makes life simple very easy to navigate excellent company Reviewed on: 12th April 2023

Good credit

I found the credit help when i needed it Reviewed on: 12th April 2023

Great credit card

Nice and easy to use and understand Reviewed on: 12th April 2023

Hood

Excellent company helping people like me who need assistance over a poor period Reviewed on: 12th April 2023

Great Credit Card

I have numerous credit cards but by far I found found both the card and extra services Zopa offer to be the best. Well done Zopa!! Reviewed on: 12th April 2023

Trustworthy and easy to use, always there for the clients.

Since I have started using Zopa, it never fails. Reviewed on: 12th April 2023

Done it change you review process done 7 times now give up

Done 7 times this process is terrible for a good company Reviewed on: 12th April 2023

Excellent experience

Brilliant company it does exactly what it says on the tin highly recommended Reviewed on: 12th April 2023

Absolutely highly recommend this credit card

The best thing about this card you can pay a minimum amount and still be better off like other ones and it’s helps you to manage your finances better Reviewed on: 12th April 2023

Zopa review

Down to earth finance professionally ran. Really easy to track exactly where you are using the Zopa app. Reviewed on: 12th April 2023

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