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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best credit card ever owned

Friendly customer service and you don’t have to wait on the phone for hours Reviewed on: 12th April 2023

Perfect!

No hassle friendly company. Great website and simple and easy to use Reviewed on: 12th April 2023

excellent customer service

When you call the customer service you get prompt and excellent customer service Reviewed on: 12th April 2023

Simply

Zopa is a simple financial organisation there always up front with information & easy to apply. Reviewed on: 12th April 2023

Great credit card

Zopa are brilliant, really helpful, quick to help with anything. I have never had a bad experience with them. Reviewed on: 12th April 2023

Much needed by people in need

Helping people who need help is rare out there financially and ZOPA is one of a few lenders who helped me when I needed it Reviewed on: 12th April 2023

Best credit card company

Helped with everything possible, can’t fault it at all. Reviewed on: 12th April 2023

The best credit card company

It is the first time that I have ever had a credit card. I was always nervous about getting one. But they put me at ease when applying. I went to Vegas and got married with their help. Thank you. Reviewed on: 12th April 2023

easy and convenient

Going out for any consumption is very simple and convenient Reviewed on: 12th April 2023

The best card out there.

Zopa is a great little credit card that's handy. The staff are very friendly and knowledgeable if you have a query. I've recommended my friends apply for one. Reviewed on: 12th April 2023

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