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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

easy and convenient

Going out for any consumption is very simple and convenient Reviewed on: 12th April 2023

Best credit card out

Very welcoming and helpful and easy to see what your spending. The instant alerts when you use the card are great for keeping tracking of purchases Reviewed on: 12th April 2023

Excellent Service

They make everything straight forward and seamless, excellent and clear communication throughout Reviewed on: 12th April 2023

Best credit

Good credit card percentage with clear explanation. Reviewed on: 12th April 2023

Amazing!

Excellent app allowing you to keep track of purchases, repayments and interest. Makes the whole process easy. Reviewed on: 12th April 2023

Zopa credit card

It’s very simple and easy to use and I like the services very much and I recommend Zopa to all my friends and family… Reviewed on: 12th April 2023

Satisfied

I am very much satisfied with the limit and service. Reviewed on: 12th April 2023

5 stars from me!

Quick and easy! Very straightforward, great app! Would definitely recommend Reviewed on: 12th April 2023

So, so easy

A brilliant card, never had an issue. Easy to apply for and easy to use. Reviewed on: 12th April 2023

Excellent

Great credit card easy online app to you use Reviewed on: 12th April 2023

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