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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44352 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent

Excellent and easy to use, easy to pay and overall easy to spend, thank you Reviewed on: 12th April 2023

Zopa credit card

Zopa credit card is easy to use app has everything you need to know in the app the navigation was easy too overall 100% the best card in my eyes Reviewed on: 12th April 2023

1st class

Execellent reviews should get a zopa credit card Reviewed on: 12th April 2023

Excellent customer service

Always helpful and friendly customer service, regular product updates offering great products Reviewed on: 12th April 2023

Very helpfull

I have got my credit card with zopa and using the app is very handy and staff very help full via apo on the chat Reviewed on: 12th April 2023

Perfect

The most reasonable on the market Reviewed on: 12th April 2023

Quick, easy and not expensive

Can't fault Zopa at all. Credit card application was done in a couple of minutes, credit limit was accepted at a reasonable level and the monitoring app couldn't be easier! Reviewed on: 12th April 2023

Quick easy painless

I required a small amount credit card to build my credit score, and used clear score this was the first one to come up, application process was quick and easy got accepted straight away and the card arrived with in a couple of days. The easy to use app and updates via notification or email about states, couldn’t of been easier Reviewed on: 12th April 2023

Good service

Good APR and very good services Reviewed on: 12th April 2023

Great company

Having had credit problems in my past it has not been easy to get a cc but then along come Zopa. Easy to apply and wow done! Customer service great,starting amount great and continuing to be great. Thank you Zopa. Reviewed on: 12th April 2023

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