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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Fantastic CC

Highly recommended , very quick to sort out. Delivered within 2 days Reviewed on: 12th April 2023

The Zopa card

Very easy to apply for and sets a good credit limit The card came very quickly and by using the app was up and running in less than a minute Reviewed on: 12th April 2023

Easy to use

Easy to set up and use, regular reviews on your limit improve my confidence in Zopa. I just wish they would sort out the app…. Try finding a notification… if you have a couple of hours to spare…. Reviewed on: 12th April 2023

Simple and easy to use

Easy access to app and communication with the company Reviewed on: 12th April 2023

Excellent credit card

Got accepted straight away. Easy to use app and easy to make payments through the app. Would definitely recommend Reviewed on: 12th April 2023

The enabler

My relationship with Zopa has enabled me to do so much that I wouldn’t have before. The communication is fabulous… the fact I am able to stay in control… all together I am very happy!!! Reviewed on: 12th April 2023

Really good

Nice In contact all time no pressure or hassle. Reviewed on: 12th April 2023

Great product and service

Great service great app, easy to use always in control Reviewed on: 12th April 2023

So easy to stay in control

This is by far the best card I have. You have all finance options at the press of a button. They promote opportunities for savings too. Reviewed on: 12th April 2023

Easiest to use and really good

Best credit card provider, one of the easiest to use Reviewed on: 12th April 2023

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