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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service

The Best Credit Card Service Building Credit Score Reviewed on: 12th April 2023

User Friendly

Easiest card application I’ve ever had. So simple to set up the online account and use the app to manage my accounts. Other providers definitely need to follow suit Reviewed on: 12th April 2023

zopa the great

You know exactly where you stand you are updated every week if you pay before direct debit is due they do not take it I have never ever had a problem with them they are always very very helpful and I would reconmend them to everyone Reviewed on: 12th April 2023

So easy...

From initial application to account management, Zopa have made every step simply so easy! Thank you Zopa for a fantastic App and easy to use interface Reviewed on: 12th April 2023

Credit card

Since I've been with Zopa I've been treated well I have found that the app is fantastic easy to use the staff are friendly and helpful. Reviewed on: 12th April 2023

Good credit card

Been with them for over a year and interest rates have been fair and the app is clear on when my bills is due been Happy with it even the amount of credit it offers Reviewed on: 12th April 2023

Purchasing

Best card for purchasing .i am to use this card Reviewed on: 12th April 2023

of note 10

it is reliable and very easy to use Reviewed on: 12th April 2023

Excellent

Very good interest rate, easy to use via mobile app. Reviewed on: 12th April 2023

Nice company and credit card

I like this card and company instant any query solution all of Reviewed on: 12th April 2023

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