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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Came to my aid when I needed it most!

I have been struggling financially for a little while now and although my limit isn't that high, I couldn't get accepted for any other cards so being with zopa has gotten me through some rough times and the interest rates and payments are very manageable. Thank you for accepting me for the credit card! Reviewed on: 12th April 2023

Great credit card!!

I’ve been with them for a while now, super helpful, great interest rates and always let’s me know when my payments are due Really great customer service too Reviewed on: 12th April 2023

Clear cut

Fair and very clear in making you understand what you’re question was Reviewed on: 12th April 2023

The best on the market is Zopa credit card

They have been of a great help to me when I need some money urgently it’s very easy to apply for their credit card my experience with them has been incredible and I definitely recommend it to you and also to my family and friends Reviewed on: 12th April 2023

Amazing

Couldn’t be happier and it’s so helpful Reviewed on: 12th April 2023

Very helpful over the phone and explain things very well

Got good experience so far The only thing I think they can improve on is that they should shorten the time period for your credit increase. The first one is after a year if u have done everything right Reviewed on: 12th April 2023

Zopa is very good

It was very interested an helpful. Reviewed on: 12th April 2023

Catarina

I like Zopa its very good Credit card and was easy to applyed,im very happy . Thanks Reviewed on: 12th April 2023

Faultless

Excellent, easy to use app, updates when needed. Highly recommended. Reviewed on: 12th April 2023

Love zoopa

Easy to use app is brilliant can see everything recommend 100% Reviewed on: 12th April 2023

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