Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Absolutely love my Zopa credit card

5
Love Zopa, Customer service is great, the app is great. Really reliable company and I'm so glad I choose them when looking for a credit card company Reviewed on: 11th April 2023
Hayley 's avatar
Hayley

Helped me to get back on track

5
Zopa helped me track my spending, kept me working hard to improve my credit score & helped me monitor my own spending. It's helped me become more responsible with money & to value having good credit Reviewed on: 11th April 2023
Rachel 's avatar
Rachel

Perfect

5
I am extremely pleased. I strongly recommend Reviewed on: 11th April 2023
Snezhana Salapateva's avatar
Snezhana Salapateva

Amazing

5
Brilliantly flexible amazing super at understanding customer needs.new bank new money new understanding of today’s needs. Reviewed on: 11th April 2023
Stephen baker's avatar
Stephen baker

Clear simple and straightforward

5
Very easy to use credit card with a well designed app focused on the user Reviewed on: 11th April 2023
Brendon Kenny's avatar
Brendon Kenny

Easy helpful and completely stress free

5
Top marks recommended to other people completely stress free Reviewed on: 11th April 2023
Wayne carter 's avatar
Wayne carter

Good communication

5
It was so easy to apply and lots of transparency about the interest rate. Good communication Reviewed on: 11th April 2023
Linda MB's avatar
Linda MB

Great card

5
Easy to use credit card and flexibility Reviewed on: 11th April 2023
steven hassett's avatar
steven hassett

Amazing

5
Amazing card easy to use and easy to pay my balance Reviewed on: 11th April 2023
Peter kidd's avatar
Peter kidd

Ease Getting and Activating the Zopa Credit Card

5
The application process for the credit card was easy and straightforward. In my opinion, the process of activating the card is the best in the industry - no need to wait for a card pain. The pin was generated from the app. Reviewed on: 11th April 2023
Holymoses's avatar
Holymoses

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill