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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent you don’t hassle your helpful and very ple...

Excellent you don’t hassle your helpful and very pleasant Reviewed on: 6th March 2026

Great app and great rates too.

Great app and great rates too. Would highly recommend this card to anyone. Reviewed on: 6th March 2026

Zopa is just like belonging to a bank family

Zopa is just like belonging to a bank family Reviewed on: 6th March 2026

No nonsense, fair rates and great communication via...

No nonsense, fair rates and great communication via customer services. I’ve been with Zopa for years, and never had an issue once! In terms of comparison of other financial credit providers, i would say they are one of the best. If you are looking for a credit card or loan, in my experience Zopa is a safe bet. Reviewed on: 6th March 2026

Clear and simple to use.

Clear and simple to use. App great to navigate. Reviewed on: 6th March 2026

Good clear instructions on payments

Good clear instructions on payments Reviewed on: 6th March 2026

Easy to set up

Easy to set up , with many products to choose from . Reviewed on: 6th March 2026

Smooth and easy from the off no hidden agenda, every...

Smooth and easy from the off no hidden agenda, everything easy to understand Reviewed on: 6th March 2026

Greatexperience and brilliant process

Great experience and brilliant process Reviewed on: 6th March 2026

Very helpful and polite good company to be with woul...

Very helpful and polite good company to be with would recommend to my friends and family Reviewed on: 6th March 2026

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