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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43484 reviews)

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4.94

Based on 43,484 reviews, last reviewed 15th Mar 2026

155300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great card. Great card. Easy to use. Good credit builder Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43484)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Mistakes are quickly rectified and no dramas made ,l...

Mistakes are quickly rectified and no dramas made ,level headed thinking and straight forward solutions Reviewed on: 16th January 2026

My review

My experience has been a pleasant one and very easy to understand Reviewed on: 16th January 2026

Always had a friendly and easy experience with Zopa...

Always had a friendly and easy experience with Zopa - no fuss, simple credit. Reviewed on: 16th January 2026

Good company to work with

Easy and nice to deal with. I love the app because it easy to use and I can see what’s going on with my account. Reviewed on: 16th January 2026

I find the advisors very helpful.

I find the advisors very helpful. You have prevented fraud and protected me. Excellent service . Reviewed on: 16th January 2026

Started with Zopa to build my credit score back up.

Started with Zopa to build my credit score back up. They are extremely helpful and suggest many ways to help you. Their advice is exceptional and has helped me greatly and would recommend them to anyone. Reviewed on: 16th January 2026

When i called i got great customer service

When i called i got great customer service Reviewed on: 16th January 2026

Had my card for a few years now and had a good exper...

Had my card for a few years now and had a good experience with them, Checking in when i was paying the minimum payments to see if i was of financially. Overall great customer service and good products with fair rates! Reviewed on: 16th January 2026

From the moment zopa was recommended to me,to the mo...

From the moment zopa was recommended to me,to the moment it arrived it has been a seamless company to deal with.i had a few issues registering the card,went into the app and I waited no more than 5 mins for live help with a human instead of bot chat. They were so nice and no language barrier and explained everything ,step by step. So far I'm very impressed. Reviewed on: 16th January 2026

Zopa a great choice

They offer amounts that are suitable for you,they are easy to deal with and l have complete confidence in them and they always give details on one's spending. Reviewed on: 16th January 2026

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