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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great

5
Perfect easy to use app helping my credit score Reviewed on: 11th April 2023
Anita Dawn Drummond's avatar
Anita Dawn Drummond

Zopa

5
I had a brilliant experience with using Zopa credit card Reviewed on: 11th April 2023
Omotayo Musibau 's avatar
Omotayo Musibau

Flawless

5
The entire experience from signing up to paying my bill every month has been flawless. My card arrived promptly; I love that I can add it so easily to Google Pay; the app is super easy to use; and my bills are clear! Reviewed on: 11th April 2023
Fredpadx's avatar
Fredpadx

Very good

5
Easy to use as it is a visa and the payments are very low as well Reviewed on: 11th April 2023
Julio's avatar
Julio

Amazing

5
Excellent card very highly recommended Reviewed on: 11th April 2023
donna Griffiths's avatar
donna Griffiths

Excellent service

5
Good service and clear website Reviewed on: 11th April 2023
Janice bailey's avatar
Janice bailey

Efficient and effective

4
Fast sjgn up, effrctive cushion amount each month with adequate payment notifications. Reviewed on: 11th April 2023
Mobin Khaled's avatar
Mobin Khaled

Credit card review

5
Great credit card with a very competitive APR; approved within minutes after the completion of my application form. Would highly recommend to all! Reviewed on: 11th April 2023
Tatiana Kandiah's avatar
Tatiana Kandiah

Amazing

5
Quick decision, easy app and prompt service. Reviewed on: 11th April 2023
Amir's avatar
Amir

Easypeesy

5
Quick and easy to apply , lots of tips to make sure you keep on to of your spending. Reviewed on: 11th April 2023
Annette Campbell's avatar
Annette Campbell

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