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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa makes everything easy.

From the moment I discovered this company, from the application, the use of the app and making payments to increasing my limit, everything has been super easy and seem less. Not only does that he app have everything you need in an easy place to find it, but offers up so many additional tools and features that you don’t find with most providers. I would highly recommend Zopa to anyone and will continue to use them myself for a very long time. Perfect! Reviewed on: 11th April 2023

First class

Excellent company to deal with never had any issue payments cleared straightaway, thank you keep up the great service Reviewed on: 11th April 2023

1000

Great experience I wish if I know zopa begore Reviewed on: 11th April 2023

easy and quick apllication

very good never had a issue with them highly recomend Reviewed on: 11th April 2023

A great credit card

Zopa is a fantastic company who actually care about there customers and help them to improve there credit scores and finances Reviewed on: 11th April 2023

Does what it says on the tin

They do everything their supposed to but in style. Quality and very easy to use service, so glad I joined. Reviewed on: 11th April 2023

Great service

Everything a card should be and it is Reviewed on: 11th April 2023

Fantastic credit provider

Always helpful and easy to use.. The app is incredibly handy to use and the support Zopa provide is always on hand to help with any query Reviewed on: 11th April 2023

Very easy to use

The app and card are very easy to use. Handy to have online banking and use the card when your out and about Reviewed on: 11th April 2023

Outstanding

Excellent company to deal with couldn't not recommend enough. Reviewed on: 11th April 2023

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