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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic and great app for Zopa credit card!!! :)

I've had my Zopa credit card for 3-5 months now and it is my first one. I;'ve got nothing but praise for the app and the FAQ section being a beginner to credit cards and has an abundance of information! Thumbs up :) Reviewed on: 11th April 2023

Thanks

Very good service l would recommend it Reviewed on: 11th April 2023

Amazing credit card

Really thrilled to have the Zopa credit card Reviewed on: 11th April 2023

Thank you, helped me out of a very tight spot

Thank you. Fantastic communication, Very helpful Reviewed on: 11th April 2023

Good

Good credit score providers.. everything good Very good service very good security Reviewed on: 11th April 2023

Easy & swift

Zopa was really easy and swift to get set up. The app is self explanatory and easy to use. Reviewed on: 11th April 2023

Amazing Service Highly Recommended

Friendly service whenever I have an issue. Constantly monitoring my needs and helping accordingly.. Reviewed on: 11th April 2023

Easy to sign up, use and manage

I have been using Zopa for a while and they are a dream. The set up is easy and completely painless and they communicate with you throughout the process. The app allows you to set a buffer to stop you getting too close to your limit and allows you to check your pin - which for people like me that forget everything is a salvation! Genuinely would recommend them to anyone! Reviewed on: 11th April 2023

Very clear service

The card has no hidden fees and the statement is very clear at the end of the month Reviewed on: 11th April 2023

Easy and straightforward.

No complications very easy and quick to respond. Also good customer service. Reviewed on: 11th April 2023

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