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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Quick honest review

Ive always had a brilliant experience when i have had any issues and its be resolved brilliantly Reviewed on: 6th March 2026

I have been always very supported by Zopa.

I have been always very supported by Zopa. They lend me.hand when I really needed it Reviewed on: 6th March 2026

Easy to use.

Easy to use. Grateful for zopa when I needed them. Reviewed on: 6th March 2026

Fantastic bank

Very helpful when you contact them. The app is fantastic Reviewed on: 6th March 2026

It was a very high appreciated with amazing benefit...

It was a very high appreciated with amazing benefit and financial help Reviewed on: 6th March 2026

Easy to make repayments lower minimum payment

Easy to make repayments lower minimum payment Reviewed on: 6th March 2026

Wouldn’t choose anything else!

Just a really good service, great comms and always on hand to help! Reviewed on: 6th March 2026

Nice and easy app

Nice and easy app to navigate Easy process to apply very happy with this credit card Reviewed on: 6th March 2026

Excellent communication & very helpful.

Very easy quick communication & very helpful. Very easy as online no annoying multiple calls. You get an answer very quickly. Reviewed on: 6th March 2026

Zopa for the win

I have used zopa twice honestly so easy and the customer service is amazing. Thank you very much zopa and zopa employees Reviewed on: 6th March 2026

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