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Zopa: Credit card reviews

4.94
Based on 43,479 reviews, last reviewed 14th Mar 2026
155050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’m extremely happy with my card! I’m extremely happy with my card!!! Reviewed on: 14th March 2026
Isabel A's avatar
Isabel A

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43479)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Always a great experience and never had any issues w...

5
Always a great experience and never had any issues with Zopa. It's easy and quick to use and always gives me regular updates etc Reviewed on: 16th January 2026

Great service advised of when up coming payments are...

5
Great service advised of when up coming payments are due Reviewed on: 16th January 2026

Good service and great customer care

5
Good service and great customer care Reviewed on: 16th January 2026

Good all round very pleased will keep using

5
Good all round very pleased will keep using Reviewed on: 16th January 2026

Great service

4
I have had no problems with Zopa. Reviewed on: 16th January 2026

Very helpful

5
Very helpful and understanding. Should have more people join Reviewed on: 16th January 2026

Very good product, Easy to use,lots of benefits

5
Very good product, Easy to use,lots of benefits Reviewed on: 16th January 2026

Extremely happy with everything so far.

5
Extremely happy with everything so far. Reviewed on: 16th January 2026

Good service and good rates.

5
Good service and good rates. They have been clear about my expenses and offered higher credit limit Reviewed on: 16th January 2026

Satisfied customer

5
Great company ans app really easy to use Reviewed on: 16th January 2026

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