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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great Credit Card!!!!

Great credit card that meets my everyday needs.. Great customer service, along with a superb fast and efficient online app! So easy to use and keek track of my spending, plus, let’s me know when I’m close to my credit amount. Thank you Zopa, you make my life a lot simpler! Reviewed on: 11th April 2023

Great company

Easy to use, great APR, would recommend Reviewed on: 11th April 2023

Seamless services

I had no difficulty obtaining a credit card and getting an increase in credit limit. No difficult using the card for making transactions. I have never encountered a difficulty and have not needed to deal with the customer services team. I recommend Zopa to anyone needing hustle-free credit card. Reviewed on: 11th April 2023

Excellent service

Very friendly professional no hidden information Very happy I will definitely recommend to my friends and family thank you zopa. Reviewed on: 11th April 2023

Happy customer

Very happy with my credit card for building my credit. Easy to apply and great customer service. Reviewed on: 11th April 2023

Best card to Have

Need I say more! Zopa is the best card I have and provide the best service Reviewed on: 11th April 2023

zopa credit card

brilliant service from a good company Reviewed on: 11th April 2023

Great to use!

The zopa card was so easy to apply for and I manage it all through the app which is really easy. It’s got everything you need plus more if you want it. Would definitely recommend it to friends and family. Reviewed on: 11th April 2023

Great experience all round!

Great offer to initially bring me onboard, the app is easy to use and overall a great experience Reviewed on: 11th April 2023

Great for building credit

I love my Zopa card and the app is so easy to keep track of spending. I would highly recommend Zopa. Reviewed on: 11th April 2023

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