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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Seamless services

I had no difficulty obtaining a credit card and getting an increase in credit limit. No difficult using the card for making transactions. I have never encountered a difficulty and have not needed to deal with the customer services team. I recommend Zopa to anyone needing hustle-free credit card. Reviewed on: 11th April 2023

Excellent service

Very friendly professional no hidden information Very happy I will definitely recommend to my friends and family thank you zopa. Reviewed on: 11th April 2023

Happy customer

Very happy with my credit card for building my credit. Easy to apply and great customer service. Reviewed on: 11th April 2023

Best card to Have

Need I say more! Zopa is the best card I have and provide the best service Reviewed on: 11th April 2023

zopa credit card

brilliant service from a good company Reviewed on: 11th April 2023

Great to use!

The zopa card was so easy to apply for and I manage it all through the app which is really easy. It’s got everything you need plus more if you want it. Would definitely recommend it to friends and family. Reviewed on: 11th April 2023

Great experience all round!

Great offer to initially bring me onboard, the app is easy to use and overall a great experience Reviewed on: 11th April 2023

Great for building credit

I love my Zopa card and the app is so easy to keep track of spending. I would highly recommend Zopa. Reviewed on: 11th April 2023

Great service

Great service, would recommend to a friend or family Reviewed on: 11th April 2023

Brilliant card

Love using it shame they don't up the limit quick Reviewed on: 11th April 2023

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