Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

View other Zopa products

4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service

Great service, would recommend to a friend or family Reviewed on: 11th April 2023

Brilliant card

Love using it shame they don't up the limit quick Reviewed on: 11th April 2023

Amazing app

Best service and easy to navigate the app Reviewed on: 11th April 2023

Great company

Great credit card company . I now use zopa rather than my other cards ! A lot better interest rate and they don’t make the process hard like the other providers . Happy customer here :) Reviewed on: 11th April 2023

Simply the best

Very helpful and friendly and respond quickly Reviewed on: 11th April 2023

Credit card

Fantastic credit card , the app is easy to use and I love the way you get alerts that tells you what your spending Reviewed on: 11th April 2023

Being happy to have this card a life saver

I was goin to close my account because I only had one payment left a few months ago. But the card came very handy and helped me to stay within my limits. Reviewed on: 11th April 2023

Quick credit assessment. Quick card delivery and easy app .

The credit assessment was quick and easy . Card came within few days . The app is quick and easy to use to check statements and make payments. Reviewed on: 11th April 2023

With a zopa, never a rainy day

A go to saver I can sort out spontaneous getaways or rainy day saver. Good app to manage makes it easier. Reviewed on: 11th April 2023

I recommend zopa to family and friends

There a a excellent company I would recommend then Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.73 from 28694 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.15 from 14 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub