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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43479 reviews)

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4.94

Based on 43,479 reviews, last reviewed 14th Mar 2026

155050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’m extremely happy with my card! I’m extremely happy with my card!!! Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43479)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Amazing provider

Zopa is the best, easy to use and very straightforward Reviewed on: 16th January 2026

The card and the backing to suit all you need.

As a person who as had financial struggles in the past Zopa as given me a way back to financial stability. All round great product Reviewed on: 16th January 2026

They treat you as an individual and not just a number.

They treat you as an individual and not just a number. Reviewed on: 16th January 2026

are the only one that would look on us and give...

You are the only one that would look on us and give us a card with a poor credit rating we only wanted one for emergencies thank you. We wanted a bit of security with our money we had already been scammed and we are in our 70 s . Reviewed on: 16th January 2026

Easy from application to finish,a very smooth experi...

Easy from application to finish,a very smooth experience Reviewed on: 16th January 2026

I have had no issues with Zopa.

I have had no issues with Zopa. I believe they are one of the best credit cards I have Reviewed on: 16th January 2026

Helpful credit card.

Helpful credit card. Easy to use app. Friendly use Reviewed on: 16th January 2026

Excellent service

Great to deal with and easy to use. Reviewed on: 16th January 2026

I found Zopa card perfect for my use

I found Zopa card perfect for my use Reviewed on: 16th January 2026

Very easy to set up payments and to see your...

Very easy to set up payments and to see your balance Reviewed on: 16th January 2026

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