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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Number one

The best and most professional credit card company to deal with Always keeping me updated and great to deal with Reviewed on: 11th April 2023

The best credit card in the market

Zopa is fantastic credit card with no hidden charges, better credit increase system and very easy to use. Reviewed on: 11th April 2023

Helpful with information

Always glad to with my problems Reviewed on: 11th April 2023

Positive Experience

Really positive and easy application process. Emails to keep me up to date. Helpful promotion period. Will definitely be a long term customer. Highly recommend. Reviewed on: 11th April 2023

Great service

Im great fully for this credit card Reviewed on: 11th April 2023

Its just good

Zooa helped me to save a lot of money in interest with my balance transfer and they keep me informed with anything to do with my credit card Reviewed on: 11th April 2023

Effective

Very efficient and effective service Reviewed on: 11th April 2023

Credit building with great advice

As well as a great well accepted card. The app is fantastic to give you clear information and advice on who to keep your credit score on track and fusing…. 5 star Reviewed on: 11th April 2023

Great card and app

I’ve not long had my Zopa card but I transferred a balance. The app is easy to use and I love the card. Reviewed on: 11th April 2023

Fantastic

Really good service. Good payment options. User friendly app. Reviewed on: 11th April 2023

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