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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Not just a credit card

Zopa don’t just offer a credit card, once signed up they offer you a wealth of knowledge about finance alongside excellent customer service and a vey transparent credit agreement that is exhaustive comprehensive and easy to understand Reviewed on: 11th April 2023

Great online service

Easy to apply and you get instant updates on payments and purchases. Reviewed on: 11th April 2023

Great no problems

Great app and easy to use no problems at all would recommend Reviewed on: 11th April 2023

Highly Recommend!

Everyone Must have a Zopa credit card, no stress and the app is Very easy to use. I HIGHLY RECOMMEND Zopa! Reviewed on: 11th April 2023

CREDIT CARD REVIEW

From the moment of applying to running to card has been an easy transaction. The app was easy to download and has all the relevant information required to keep a track on your card. Would recommend Reviewed on: 11th April 2023

Very simple process

Had a smooth and trouble free experience with Zopa.seem like a nice company. Reviewed on: 11th April 2023

Good service

Excellent company., good service and easy app. Reviewed on: 11th April 2023

Greatest

Great company easy to deal with Reviewed on: 11th April 2023

Not just any credit card provider

Blown away by the ease of portal, customer, support and service. It's not like any other Reviewed on: 11th April 2023

Zopa started me on the path to financial bliss

Before Zopa I found it difficult to get credit. Zopa took the chance with me and as a result I now have a great credit score. Zopa keep me informed of my use and give me hints and tips to stay on top. Thank you Zopa you opened the door to a brighter financial future for me, and I’m sure many others Reviewed on: 11th April 2023

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