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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good and accurate sistem

I strongly recommend zopa products! Reviewed on: 11th April 2023

Great compared to the bigger names and banks

Great customer service. Really good app. Great communication Reviewed on: 11th April 2023

Easy application

Such an easy application, approved in minutes with competitive rates. Reviewed on: 11th April 2023

Very good service.

Easy to use app . Many opportunities for borrowing money Reviewed on: 11th April 2023

Good service

Really good credit card and customers service really good Reviewed on: 11th April 2023

Easy Peasy

Everything about Zopa has been really east. The application, set-up and app are very smooth. One of the better credit card options out there. Reviewed on: 11th April 2023

CREDIT CARD

EASY TO APPLY, GREAT MOBILE APP, HELPFUL, FRIENDLY STAFF AVAILABLE, IF NEEDED. Reviewed on: 11th April 2023

Spot on

Never had any problems very easy no complaints at all good app have recommended to family Reviewed on: 11th April 2023

Excellent card

Amazing card great customer service and easy to use Reviewed on: 11th April 2023

The best financial provider

Easy to apply, user friendly app, my one query was dealt with quickly professionally, friendly, what an amazing combination. This financial provider needs a knowledging for quality service Reviewed on: 11th April 2023

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