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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy application

Such an easy application, approved in minutes with competitive rates. Reviewed on: 11th April 2023

Very good service.

Easy to use app . Many opportunities for borrowing money Reviewed on: 11th April 2023

Good service

Really good credit card and customers service really good Reviewed on: 11th April 2023

Easy Peasy

Everything about Zopa has been really east. The application, set-up and app are very smooth. One of the better credit card options out there. Reviewed on: 11th April 2023

CREDIT CARD

EASY TO APPLY, GREAT MOBILE APP, HELPFUL, FRIENDLY STAFF AVAILABLE, IF NEEDED. Reviewed on: 11th April 2023

Spot on

Never had any problems very easy no complaints at all good app have recommended to family Reviewed on: 11th April 2023

Excellent card

Amazing card great customer service and easy to use Reviewed on: 11th April 2023

The best financial provider

Easy to apply, user friendly app, my one query was dealt with quickly professionally, friendly, what an amazing combination. This financial provider needs a knowledging for quality service Reviewed on: 11th April 2023

The chance

I have been struggling with bad credit for a number years due to a bad marriage. Trying to get a credit card to start building my score again was almost impossible. Then after a long time of rejection zopa give that chance to start rebuilding my credit and be more incharge of my financial situation. Thanks zopa Reviewed on: 11th April 2023

Great for building credit ratings

Great credit card with no hidden fees good customer support Reviewed on: 11th April 2023

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