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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The chance

I have been struggling with bad credit for a number years due to a bad marriage. Trying to get a credit card to start building my score again was almost impossible. Then after a long time of rejection zopa give that chance to start rebuilding my credit and be more incharge of my financial situation. Thanks zopa Reviewed on: 11th April 2023

Great for building credit ratings

Great credit card with no hidden fees good customer support Reviewed on: 11th April 2023

Fantastic

Smooth as silk transactions through the app, can not recommend them enough. Reviewed on: 11th April 2023

Very easy and helpful staff

Very easy to follow the app and very quick response back to customers. Reviewed on: 11th April 2023

Great help

Your help line is always willing to go the extra mile to resolve any issues we are having Reviewed on: 11th April 2023

Great app with cool benefits

Very helpful with great options definitely recommended Reviewed on: 11th April 2023

Great

Great app, easy to use, never had any issues, overall really happy with the service :-) Reviewed on: 11th April 2023

Thank you Zopa

It’s easy to apply for a Zopa credit card and easy to use thanks to the no nonsense app. What more could you ask for? Reviewed on: 11th April 2023

I did apply for Zopa credit card online it was very much easier

If you need any help once you customer service they are quick to assist you with any help that you need. Reviewed on: 11th April 2023

Excellent

It is a very good credit card, accepted everywhere. Reviewed on: 11th April 2023

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