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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy and friendly

Easy and friendly to use with great customer support. Everything I do on the app or online are easy and understanding the use is easy. Highly recommend for all there services Reviewed on: 11th April 2023

Great and easy to use

I made an application which I got my result very fast, I was able to download the app whilst waiting to receive my card in the post which came through within days. The app keeps you up to date with transactions payment dates and much more to keep you on track Reviewed on: 11th April 2023

Just great

All I a can say is Superfast great service Reviewed on: 11th April 2023

Best company

Brilliant company, alway keep you up to date Reviewed on: 11th April 2023

Great for credit

The payment goes straight on no waiting 2 or 3 days Reviewed on: 11th April 2023

Good deal

Zopa have offered me a great deal compared to other card providers Reviewed on: 11th April 2023

100 percent recommend

I am using form last 7 month I have a good experience with Zopa Reviewed on: 11th April 2023

Great app..easy to use..and keeps you up to date very effiecient

Haven't got a negative comment to be honest very pleased and highly recommended Reviewed on: 11th April 2023

Credit card

Zopa is very helpful and polite and friendly they will try and help as much as they can if you have any problems Reviewed on: 11th April 2023

I feel in control with Zopa!

Since using Zopa's credit card services, I have increased my credit score and gained so much confidence in my finances. Thank you Zopa! Reviewed on: 11th April 2023

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