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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Just great

All I a can say is Superfast great service Reviewed on: 11th April 2023

Best company

Brilliant company, alway keep you up to date Reviewed on: 11th April 2023

Great for credit

The payment goes straight on no waiting 2 or 3 days Reviewed on: 11th April 2023

Good deal

Zopa have offered me a great deal compared to other card providers Reviewed on: 11th April 2023

100 percent recommend

I am using form last 7 month I have a good experience with Zopa Reviewed on: 11th April 2023

Great app..easy to use..and keeps you up to date very effiecient

Haven't got a negative comment to be honest very pleased and highly recommended Reviewed on: 11th April 2023

Credit card

Zopa is very helpful and polite and friendly they will try and help as much as they can if you have any problems Reviewed on: 11th April 2023

I feel in control with Zopa!

Since using Zopa's credit card services, I have increased my credit score and gained so much confidence in my finances. Thank you Zopa! Reviewed on: 11th April 2023

Best company ever

Staff and app are amazing. Only credit company I've personally experienced where I'm not constantly being pressured or sold something. I actually feel like I have control over my finance options. Reviewed on: 11th April 2023

Great service

Very good company, plus there are helping me build my poor credit score back up Reviewed on: 11th April 2023

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