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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Zopa so good

5
Zopa the best credit card around with reasonable apt rates If you want a credit card to gofa I would always gofa zopa Reviewed on: 11th April 2023
Thomas Olner's avatar
Thomas Olner

Fantastic credit card

5
Was looking around the net for a food credit card and zopa poped up so thought I would try It's also good for if u forget ur pin can get a copy of it straight away on the app easy repayments and a hassle free app well happy with zopa Reviewed on: 11th April 2023
Darren Hannah's avatar
Darren Hannah

Great card

5
Very happy with my card, great app as well, very easy to set up and use, works everywhere, I’ve never had any problems on the app or using the card. Would highly recommend I suggest you check out what they can offer you. Very happy customer. Reviewed on: 11th April 2023
Den's avatar
Den

Great credit card

5
I found Zopa has a real manageable website to navigate around simple step by step instructions to follow and Zopa have already helped me to start re- building my credit portfolio Reviewed on: 11th April 2023
Kevin Fo's avatar
Kevin Fo

wonderful

5
I’m starting using zopa credit card from last year and I love it and I’m really excited. Reviewed on: 11th April 2023
Wrya Allahvaisi's avatar
Wrya Allahvaisi

Fast easy simple

5
A great card no messing no fuss. A great app that works brilliantly for payment and more options than you can ever ask for Reviewed on: 11th April 2023
Adam's avatar
Adam

Quick and Easy but responsible

5
With changes to interest rates and other cards coming to the end of special deals the balance transfer option was too good to miss. Reviewed on: 11th April 2023
Graham Hayward's avatar
Graham Hayward

Excellent

5
Everything is excellent. ITS A GREAT PRODUCT Reviewed on: 11th April 2023
ARISTOTELIS 's avatar
ARISTOTELIS

Excellent

5
A very good credit card like the app Reviewed on: 11th April 2023
Lou Hicham's avatar
Lou Hicham

A Seamless Use Credit Card.

5
With the Zopa CC in my wallet it gives me a good positive sense of use when needed. Mainly I use this card for EBay purchases and it always works well, quick and easy! Job done……. Reviewed on: 11th April 2023
Trevor Pannell's avatar
Trevor Pannell

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