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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Simplistic but supportive.

Simplistic but supportive. I like the app. Clarity. Reviewed on: 6th March 2026

Easy to apply, quick decisions and helpful account m...

Easy to apply, quick decisions and helpful account management Reviewed on: 6th March 2026

The usage of the card is excellent interms of effici...

The usage of the card is excellent interms of efficiency.Also, instructions and explanations are very clear. The card is easy to use, have not encountered any technical issues since I started using it. I would recommend it to anyone without hesitation. Reviewed on: 6th March 2026

All quick and easy.

All quick and easy. So easy to use and View everything Reviewed on: 6th March 2026

Good customer service.

Good customer service. I appreciate the credit card. I'm hoping to increase my credit rating. Reviewed on: 6th March 2026

Very helpful alway helpful on the another end of the...

Very helpful alway helpful on the another end of the phone x Reviewed on: 6th March 2026

My experience with Zopa very good didn’t have any pr...

My experience with Zopa very good didn’t have any problem since I have it Reviewed on: 6th March 2026

Pleasurable Plastic

Since obtaining a credit card I’ve had regular updates when payments are due and No pressure to clear the balance Reviewed on: 6th March 2026

I've had a lovely smooth experience since joining zopa.

I've had a lovely smooth experience since joining zopa. No problems at all. App is easy to use. Reviewed on: 6th March 2026

Overall a exceptional provider

Overall an exceptional provider, offering a suitable range of financial products and options . I.e credit card and banking and savings options Reviewed on: 6th March 2026

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