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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43479 reviews)

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4.94

Based on 43,479 reviews, last reviewed 14th Mar 2026

155050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’m extremely happy with my card! I’m extremely happy with my card!!! Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43479)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Clear and Simple

Everything is clear and simple and when you pay into your account the money shows up within 10 minutes Reviewed on: 16th January 2026

great card and service excellent

great card and service, easy to apply and arrives quickly Reviewed on: 16th January 2026

Excellent

Zoos is a really good credit card and the customer service is out of this world very reliable. Reviewed on: 16th January 2026

EXCELLENT AND UNDERSTANDABLE PLATFORM

EXCELLENT AND UNDERSTANDABLE PLATFORM Reviewed on: 16th January 2026

It was easy to apply and so great full

It was easy to apply and so great full Reviewed on: 16th January 2026

Someone to rely on

Good customer service excellent app Reviewed on: 16th January 2026

Very helpful

Every time I had the occasion to connect customer service they were always very polite and helpful and in my case my question was answered Reviewed on: 16th January 2026

Very good service would highly recommend it

Very good service would highly recommend it Reviewed on: 16th January 2026

I have found Zopa very helpful from start to finish.

I have found Zopa very helpful from start to finish. I have always had prompt attention from them Reviewed on: 16th January 2026

Friendly

I find the app customer friendly Reviewed on: 16th January 2026

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