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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great company

No hassle. No hidden charges. Happy to be with them. Reviewed on: 11th April 2023

Prompt and Easy application

The application process was easy and the response was prompt. Would definitely recommend to others. Reviewed on: 11th April 2023

Excellent

Excellent card with a great app to accompany it Reviewed on: 11th April 2023

Customer review

I have been a customer for a long time so is my wife I will also recommend others also when I have problems I had it’s resolved and the app is really easy to use and pay Reviewed on: 11th April 2023

Mr s m butt

Best credit card less interest and help in time Reviewed on: 11th April 2023

A customer review

Low interest rate, good communication, skills and good customer service. Reviewed on: 11th April 2023

Straight forward application

Excellent credit card company with fast response to application and card delivery Reviewed on: 11th April 2023

Easy and efficient

Everything works online, that saves time and trouble. Experience is much better than other credit cards providers. Reviewed on: 11th April 2023

Great credit card

Great credit building card easy application process and fast delivery of card easy to understand app Reviewed on: 11th April 2023

Zopa credit card gives me new life, I was approved Zopa credit card to help me build up my credit score

Zopa credit card gives me new life, I was approved Zopa credit card to help me build up my credit score Reviewed on: 11th April 2023

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