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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Great credit card

5
Great credit building card easy application process and fast delivery of card easy to understand app Reviewed on: 11th April 2023
Diane Stevens's avatar
Diane Stevens

Zopa credit card gives me new life, I was approved Zopa credit card to help me build up my credit score

5
Zopa credit card gives me new life, I was approved Zopa credit card to help me build up my credit score Reviewed on: 11th April 2023
Joy Agbakoba 's avatar
Joy Agbakoba

Great credit card

5
Super happy with my Zopa credit card, easy to use, reminder when payment is due. Can use my card everywhere. Reviewed on: 11th April 2023
Samantha 's avatar
Samantha

A great card with a great APR

5
I would recommend Zopa to help with your credit score they have a great Apr . Easy to apply all on line Reviewed on: 11th April 2023
Wendy Hurry's avatar
Wendy Hurry

Applied for credit card to help build credit

5
The application and posting out of my card, the whole experience was made so simple and fast! Really impressed. Thankyou. Reviewed on: 11th April 2023
Emma's avatar
Emma

Excellent

5
I had got zopa credit card to increase my credit score and it really helped me to build up. Reviewed on: 11th April 2023
Abhi's avatar
Abhi

Balance transfer credit card

5
Needed a balance transfer card to save me on interest, this card was perfect offering interest free for 6 months saving me a good few quid. Reviewed on: 11th April 2023
Jamie lee's avatar
Jamie lee

Very good service

5
Like using ZOPA card online and on Google pay contact less Reviewed on: 11th April 2023
Nevin Nicholas 's avatar
Nevin Nicholas

Easy to work with

5
Can't complain its easy to keep track my limit and even easier to make payments. Friendly staff on the other end of the phone aswell. All round enjoyable experience Thank you Zopa! Reviewed on: 11th April 2023
Robert Frost's avatar
Robert Frost

Amazing

5
Best credit card for me. Good value and tailor fit for my needs. Reviewed on: 11th April 2023
Alfred's avatar
Alfred

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