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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great credit card

Super happy with my Zopa credit card, easy to use, reminder when payment is due. Can use my card everywhere. Reviewed on: 11th April 2023

A great card with a great APR

I would recommend Zopa to help with your credit score they have a great Apr . Easy to apply all on line Reviewed on: 11th April 2023

Applied for credit card to help build credit

The application and posting out of my card, the whole experience was made so simple and fast! Really impressed. Thankyou. Reviewed on: 11th April 2023

Excellent

I had got zopa credit card to increase my credit score and it really helped me to build up. Reviewed on: 11th April 2023

Balance transfer credit card

Needed a balance transfer card to save me on interest, this card was perfect offering interest free for 6 months saving me a good few quid. Reviewed on: 11th April 2023

Very good service

Like using ZOPA card online and on Google pay contact less Reviewed on: 11th April 2023

Easy to work with

Can't complain its easy to keep track my limit and even easier to make payments. Friendly staff on the other end of the phone aswell. All round enjoyable experience Thank you Zopa! Reviewed on: 11th April 2023

Amazing

Best credit card for me. Good value and tailor fit for my needs. Reviewed on: 11th April 2023

Fantastic card

Great card and great app and if ever needed there’s always someone available at the end of the phone. Highly recommended Reviewed on: 11th April 2023

Understanding Banking

Good customer service banking. Easy step by step apps to instructions to follow. Proud to be a customer. “Just wish APR will come down a bit” Reviewed on: 11th April 2023

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