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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Super service. No problems with anything

All issues are addressed and solved never had any problems. Would recommend them to everyone. Reviewed on: 11th April 2023

Service

Absolutely great service, easy to easy and understand would defo recommend Reviewed on: 11th April 2023

Brilliant

Brilliant credit card low rates would definitely recommend. Reviewed on: 11th April 2023

There when you need them!

After losing my job and burning through savings, I needed help. Zopa were there for me, things have changed a lot, since then, but I know that Zopa is still there for me - and you - when needed. Some might believe what you say, but most will believe what you do and Zopa does right by people. Reviewed on: 11th April 2023

Amazing help

All compact in one app. Amazing service and could Not fault then. Cards loans and credit reviews in one Reviewed on: 11th April 2023

Perfect card

Gave me lot of support in my finace need.easy payment options. Reviewed on: 11th April 2023

Reliable Zopa

Very affordable interest rates, always able to check balance and payments Reviewed on: 11th April 2023

Outstanding service

Very good website and made application very straightforward Reviewed on: 11th April 2023

Amazing best about.

Amazing helpful and just the best in the bussiness. Reviewed on: 11th April 2023

Excellent

I’m very happy that you guys have been approved me for credit card. Especially this month, as my partner lost his job and we were unable to pay our rent. Stay blessed! Thank you Reviewed on: 11th April 2023

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