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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Excellent

5
Excellent service, fast receiving card. App is brilliant, easy to use and very clear. Highly recommend. Reviewed on: 11th April 2023
LM's avatar
LM

No Problems Card

5
Zopa credit card is a real breath of fresh air. Easy to apply, seamless process and very easy to use and access. Thank You ! Reviewed on: 11th April 2023
Carl Moran's avatar
Carl Moran

Excellent

5
A great credit card with great customer service ! Simple as that. Thanks Reviewed on: 11th April 2023
Marcin Drosdek's avatar
Marcin Drosdek

Zopa buids

5
Zopa genuily help in rebuilding bad credit and augments a good one by making it better. Olu Reviewed on: 11th April 2023
Olugbenga Bakre's avatar
Olugbenga Bakre

Great easy to use

5
Never had any issues, app is easy to use and customer service is great Reviewed on: 11th April 2023
Ryan Cooper's avatar
Ryan Cooper

Great service, great offer

5
My Zopa account allows me to control my fuel spend whilst helping me reduce my credit card debit by way of 0% balance transfers. Very happy customer Reviewed on: 11th April 2023
Daryl Joughin's avatar
Daryl Joughin

Brilliant

5
Really good card very easy to deal with and the app is really easy to use Reviewed on: 11th April 2023
Anthony Hill's avatar
Anthony Hill

Excellent

5
They are brilliant, helpful and friendly Reviewed on: 11th April 2023
Dawn 's avatar
Dawn

Easygoing

5
Very easy to use and the app is excellent. Reviewed on: 11th April 2023
Azzam kassab 's avatar
Azzam kassab

Thanks for the second chance

5
Listened and understood my needs and now I'm back on track Reviewed on: 11th April 2023
steve griffen's avatar
steve griffen

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