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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great customer service and keep you in the loop for...

Great customer service and keep you in the loop for everything Reviewed on: 6th March 2026

I have absolutely no complaints.

I have absolutely no complaints. The app makes keeping track of payments and my limit incredibly smooth and hassle-free. Had an issue with a purchase previously due to a 3rd party error and it was resolved incredibly quick, with a super helpful Customer Support team, who kept me updated with the status of my dispute until the issue was resolved. Everything was explained to my clearly, and I was aware of everything that was ongoing. Reviewed on: 6th March 2026

Excellent, Very happy , good app

Very happy , good app, easy to use. Reviewed on: 6th March 2026

Zopa best App 2026

Very reliable app very straightforward to use Reviewed on: 6th March 2026

Always help full if u can't find what u need...

Always help full if u can't find what u need to no Reviewed on: 6th March 2026

Just all around wonderful experience with a credit c...

Just all around wonderful experience with a credit card nothing‘s too much problems for him and customer service is excellent Reviewed on: 6th March 2026

Extremely good

Extremely helpful customer service support when needed. Very good app. Reviewed on: 6th March 2026

Zopa Bank with Good Customer Service

Zopa Bank are extremely helpful when credit is needed, and are responsible lenders with good customer service. Reviewed on: 6th March 2026

Excellent costumer service very understanding and he...

Excellent costumer service very understanding and helpful if you need help Reviewed on: 6th March 2026

Easy to use app reminders for payments regular updat...

Easy to use app reminders for payments regular updates simple to navigate Reviewed on: 6th March 2026

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