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Zopa: Credit card reviews

4.94
Based on 43,485 reviews, last reviewed 16th Mar 2026
155350% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026
Natalie K's avatar
Natalie K

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

It was easy to apply and so great full

5
It was easy to apply and so great full Reviewed on: 16th January 2026

Someone to rely on

5
Good customer service excellent app Reviewed on: 16th January 2026

Very helpful

5
Every time I had the occasion to connect customer service they were always very polite and helpful and in my case my question was answered Reviewed on: 16th January 2026

Very good service would highly recommend it

5
Very good service would highly recommend it Reviewed on: 16th January 2026

I have found Zopa very helpful from start to finish.

5
I have found Zopa very helpful from start to finish. I have always had prompt attention from them Reviewed on: 16th January 2026

Friendly

5
I find the app customer friendly Reviewed on: 16th January 2026

Brillant services they provide no hassle at hole.

5
Brillant services they provide no hassle at hole.thanks Reviewed on: 16th January 2026

Always easy to contact and helpful on the phone

5
Always easy to contact and helpful on the phone Reviewed on: 16th January 2026

I've been with them for over a year and I haven't ha...

5
I've been with them for over a year and I haven't had any issues with them Reviewed on: 16th January 2026

SIMPLE TO USE BANKING APP.

5
SIMPLE TO USE BANKING APP. INFORMATIVE ON THE PRODUCTS AVAILABLE. GOOD AT KEEPING YOU UP TO DATE WITH BALANCES DUE AND/OR STATEMENTS. Reviewed on: 16th January 2026

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