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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Amazing card

A really great card for people trying to rebuild their credit Reviewed on: 11th April 2023

Zopa so Good

Can't fault them excellent communication as well unlike some other Credit Card companies. Reviewed on: 11th April 2023

Highly recommended

Absolutely fantastic service, highly recommended to all my friends & family. The app is easy to use and if you need to speak to a member of staff you 5* service, they are very helpful & friendly. Reviewed on: 11th April 2023

Awesome credit card company

Such a brilliant card company Zopa is Reviewed on: 11th April 2023

Easy as pie

One of the best companies about, and amazing customer service support Reviewed on: 11th April 2023

Simplicity and professionalism

Excellent product.. so simple and great customer service! Reviewed on: 11th April 2023

Easy quick application

The application was fast and easy. The card came quickly. Reviewed on: 11th April 2023

Brilliant credit card

Zopa is an excellent credit card to improve your credit rating. Reviewed on: 11th April 2023

Very gd

This is a very gd company very helpful Reviewed on: 11th April 2023

Not bad

Not a bad card would recommend Reviewed on: 11th April 2023

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