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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Feed back

5
Really easy to keep track of spending good app to keep track would recommend Reviewed on: 11th April 2023
T caviel's avatar
T caviel

Easy app and visually shows you how much each transaction cost and where from.

5
I have used different banking and credit apps, Zopa has one of the next apps I have used. It is easy to use. After each purchase it will show on your screen for few seconds of how much your purchase was and where you purchased it from. So if a purchase comes and you havnt used your card you can deal with any fraudulent transaction immediately. It also reminds me how much I have spent on my card without me going into the app itself. The app is easy to use and very straightforward. Would highly recommend Zopa to friends and family. Reviewed on: 11th April 2023
Kris's avatar
Kris

Great credit card

5
Very good experience happy to be a customer Reviewed on: 11th April 2023
D's avatar
D

Quids in

5
Having experienced a bad credit score, Zopa was there to my rescue when I needed it. Allowing me to build up my score again. Reviewed on: 11th April 2023
Carbs's avatar
Carbs

Recommended

5
Would recommend to everyone good experience Reviewed on: 11th April 2023
Jurgita 's avatar
Jurgita

Reliable and cheap rate

5
Ve been to be financially stable and independent Reviewed on: 11th April 2023
Samuel Arojojoye's avatar
Samuel Arojojoye

Great Service

5
Very easy to use website, instant balance transfer completed. Very pleased with the service. Reviewed on: 11th April 2023
Amy Tyson's avatar
Amy Tyson

I like zopa

5
Zopa credit card appears to be a good option for those who are looking for a credit card with a solid rewards program and a range of additional benefits. However, as with any credit card, it is important to carefully review the terms and conditions, including the interest rate and fees, before applying. Reviewed on: 11th April 2023
Viorel Gheorghe Gligor 's avatar
Viorel Gheorghe Gligor

Answer any questions you have in a professional manner

5
Wood recommended this card to family and friends and a low interest rate aswell in these hard times to help cushions the blow Reviewed on: 11th April 2023
Robert Johnson's avatar
Robert Johnson

10/10

5
Does what it says on the tin No Hassle, No problems Reviewed on: 11th April 2023
Carol Sylvester's avatar
Carol Sylvester

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