Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Excellent card , there when I need it the most Reviewed on: 11th April 2023

Great service, efficient customer service

I have hard my Zopa card for over a year now and I was quickly able to increase my credit limit after paying off the balance each month which has helped me build up my credit rating. Reviewed on: 11th April 2023

Quick and safe

Quick approval, very good service Reviewed on: 11th April 2023

Easy as pie

Getting an account with Zopa was simple, easy and straightforward. The app is great, can easily track what you’ve spent and where. Reviewed on: 11th April 2023

Great

Excellent service great to deal with Reviewed on: 11th April 2023

Cracking credit card!

Brilliant app, competitive interest rates, good customer service, can’t fault it :) Reviewed on: 11th April 2023

Excellent card

Excellent service easy to use app and great communication Reviewed on: 11th April 2023

Easy to manage your money

I like Zopa Credit Card-all transactions are seen just after make payment, easy to pay off, bery reasonable APR. Would recomment to anyone. Reviewed on: 11th April 2023

Great service

Very easy and great service and easy to use Reviewed on: 11th April 2023

Best service

The is great credit card low interest Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from NatWest 4.50 from 68 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews
Clubcard credit cards
from Tesco Bank 3.87 from 346 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub