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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

The best service ever

5
Very trusted and very helpful and excellent customer service keep up the good work ZOPA WE LOVE YOU Reviewed on: 11th April 2023
Ibrahim Alkhader 's avatar
Ibrahim Alkhader

Helping hands

5
Well thank you very much , helping hands you are helping me and my family... for the credit car ....its help out a lot Reviewed on: 11th April 2023
Neil Cuff's avatar
Neil Cuff

Great service

5
Nice and easy app to deal with. Lovely service Reviewed on: 11th April 2023
Delcio 's avatar
Delcio

Amazing service

5
I was trying to build up my credit rating and zopa was the one able to give me a credit card at the time I had poor score, in a few months, they not only improved my status but increased my limit to my welcomed surprise! Excellent app and service. Reviewed on: 11th April 2023
Derylene Cozens 's avatar
Derylene Cozens

Easy to use

5
Great customer service and app. Reviewed on: 11th April 2023
Peter Fearns's avatar
Peter Fearns

Great card with low interest rate

5
Really good card for building your credit score and has a really competitive rate compared to other cards Reviewed on: 11th April 2023
Ethan Kalton's avatar
Ethan Kalton

Best credit card I've had

5
I've had credit cards before, but nothing like my Zopa card. It's easy to use the app and navigate to see exactly what I've spent and what I need to pay. The statements come in 2 weeks before my pay date is due and I am able to pay it easily too when ever I like. I cannot recommend this card enough toy friends and family Reviewed on: 11th April 2023
Becky Jackson's avatar
Becky Jackson

A POZ THUMBS UP FOR ZOPA

5
No problems in any shape or form from Zopa. Took less than 5 minutes to sort out my credit card and my limit. Easy online site to navigate. Fast staff response to queries. Way ahead of any other compnies I have had dealings with. Reviewed on: 11th April 2023
Darrell's avatar
Darrell

Best credit card out there

5
I've always been pleased with the service and the app is easy to use I like the borrowing power updates Reviewed on: 11th April 2023
Sarah 's avatar
Sarah

Easy to use

5
Easy to use and pay your bills always email if a payment is coming up so you don’t miss one and will help you if you can’t afford one month great company Reviewed on: 11th April 2023
Joshua steel 's avatar
Joshua steel

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