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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great service

5
Nice and easy app to deal with. Lovely service Reviewed on: 11th April 2023
Delcio 's avatar
Delcio

Amazing service

5
I was trying to build up my credit rating and zopa was the one able to give me a credit card at the time I had poor score, in a few months, they not only improved my status but increased my limit to my welcomed surprise! Excellent app and service. Reviewed on: 11th April 2023
Derylene Cozens 's avatar
Derylene Cozens

Easy to use

5
Great customer service and app. Reviewed on: 11th April 2023
Peter Fearns's avatar
Peter Fearns

Great card with low interest rate

5
Really good card for building your credit score and has a really competitive rate compared to other cards Reviewed on: 11th April 2023
Ethan Kalton's avatar
Ethan Kalton

Best credit card I've had

5
I've had credit cards before, but nothing like my Zopa card. It's easy to use the app and navigate to see exactly what I've spent and what I need to pay. The statements come in 2 weeks before my pay date is due and I am able to pay it easily too when ever I like. I cannot recommend this card enough toy friends and family Reviewed on: 11th April 2023
Becky Jackson's avatar
Becky Jackson

A POZ THUMBS UP FOR ZOPA

5
No problems in any shape or form from Zopa. Took less than 5 minutes to sort out my credit card and my limit. Easy online site to navigate. Fast staff response to queries. Way ahead of any other compnies I have had dealings with. Reviewed on: 11th April 2023
Darrell's avatar
Darrell

Best credit card out there

5
I've always been pleased with the service and the app is easy to use I like the borrowing power updates Reviewed on: 11th April 2023
Sarah 's avatar
Sarah

Easy to use

5
Easy to use and pay your bills always email if a payment is coming up so you don’t miss one and will help you if you can’t afford one month great company Reviewed on: 11th April 2023
Joshua steel 's avatar
Joshua steel

Amazing - Best card.

5
Very easy app to navigate. All straightforward no added rubbish and great to talk to if you have a query or problem. Payments are Easy to make and theres no fuss. Plus the card is cutee Reviewed on: 11th April 2023
Jordan Fairchild's avatar
Jordan Fairchild

Easy, fast , convenient and modern

5
Zopa is leading banking by a mile, it's clean easy , reliable and modern app always works, does what you want , when you want, never have any issues , recommend highly to everyone Reviewed on: 11th April 2023
Shane hoggatt's avatar
Shane hoggatt

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