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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant

Loved every minute with them so far, one of the best customer services I’ve dealt with. Reviewed on: 11th April 2023

Great credit card

Good that when you pay money into it. It's there within a couple of minutes rather than a couple of days like other credit cards Reviewed on: 11th April 2023

Mr Jim kitchen

Great service and easy to use app Reviewed on: 11th April 2023

I always like to use zopa..

I love to use zopa very easy this is my first credit card.. Reviewed on: 11th April 2023

Perfect

Profesional and fast , good rate Reviewed on: 11th April 2023

Easy and helpful

Easy to set up the whole experience has been clear and helpful Reviewed on: 11th April 2023

easy credit card

on line payments are credited within half an hour, good low interest rates Reviewed on: 11th April 2023

Fantastic

Great credit card to have easy to use Reviewed on: 11th April 2023

Simple and straightforward

Exactly what it says - easy and straightforward to use Reviewed on: 11th April 2023

Credit card

Have an iva and was accepted for a card Reviewed on: 11th April 2023

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