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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Zopa credit card

5
Very open and clear in their communication, Great App easy to follow very customer focused Reviewed on: 11th April 2023
Nick's avatar
Nick

Easy and straightforward application

5
Easy to use credit card, with easy application to get a card. Reviewed on: 11th April 2023
Mahyar karimi's avatar
Mahyar karimi

Review

5
Simple to use and easy to make payments Just like me Reviewed on: 11th April 2023
John Cooper's avatar
John Cooper

Zopa credit card

5
Great service. Support people, like me, with low credit scores to get credit. Sensible limits. Helpful app. Everything easy Reviewed on: 11th April 2023
Amber 's avatar
Amber

Very good

5
Very good company. For me just what I needed at the time Reviewed on: 11th April 2023
James O' Leary's avatar
James O' Leary

Very good service

5
Always willing to help and will listen to any problem and come up with resolutions Reviewed on: 11th April 2023
Keith 's avatar
Keith

easy

5
very easy to sign up also easy app. all working good. happy to have this card Reviewed on: 11th April 2023
barbara slack's avatar
barbara slack

Easy and quick application

5
Great app and quick and easy application process Reviewed on: 11th April 2023
Natascha Housen's avatar
Natascha Housen

Best thing I did getting the card

4
It’s the best thing I did getting the credit card when it’s used your notified right away and the app is straight forward Reviewed on: 11th April 2023
Kenneth Kinnaird 's avatar
Kenneth Kinnaird

Zopa credit card awesome

5
So easy to apply for app is brilliant and so easy to navigate they also show u how to improve your credit score and offer u loans if u need all round great experience Reviewed on: 11th April 2023
Gavin Mason's avatar
Gavin Mason

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