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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good solid financial advice ..

Good solid financial advice and excellent customer service, well regulated and secure Reviewed on: 16th January 2026

Very good with information about scams and how to ta...

Very good with information about scams and how to tackle it Reviewed on: 16th January 2026

Fantastic despite having poor credit history

Fantastic despite having poor credit history Reviewed on: 15th January 2026

They are very pleased to help you with any issues...

They are very pleased to help you with any issues Reviewed on: 15th January 2026

Excellent banking, app is super user friendly and cu...

Excellent banking, app is super user friendly and customer service is also great Reviewed on: 15th January 2026

4.5 star

my best credit card and ,my zopa card (nick name) rabbit Reviewed on: 15th January 2026

Excellent, App is great Happy with it

Excellent, App is great. Happy with it Reviewed on: 15th January 2026

Easy peasy very simple to use good to under stand ma...

Easy peasy very simple to use good to under stand makes a change yep l Reviewed on: 15th January 2026

Quick and Easy..

Everything has been super easy and all at my fingertips. Reviewed on: 15th January 2026

Amazing Service.

Amazing Service.Easy to Access Highly Recommended to other people like my Friends and Family Reviewed on: 15th January 2026

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