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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

10/10

Friendly helpful service every time! Highly recommended! Reviewed on: 11th April 2023

Great Card for Credit Building

Very easy to manage and understand my account online. The Zopa app is very user-friendly and easy to navigate. Reviewed on: 11th April 2023

Excellent!

It's a good credit card. Has come in very useful for me especially at a time where people are struggling financially Reviewed on: 11th April 2023

Excellent

Amazing credit card and service Reviewed on: 11th April 2023

Good company

Good credit card company always helpful and efficient in all my needs as a customer Reviewed on: 11th April 2023

Happy customer

So far I had no issues with the use of my credit card and the interest rate has also been acceptable. Also the customer service is really good and everything is easy to use. Reviewed on: 11th April 2023

Great card and great app

Great card, and easy app which keeps me informed and in control of spending. Reviewed on: 11th April 2023

Great card, great service

Quickly received and the app is brilliant, really useful to be able to check balance and other great features Reviewed on: 11th April 2023

Secure, consistent clear

I have had Zopa for about a year now and can say that I have never had any issues with them and the communication received has always been clear Reviewed on: 11th April 2023

Great card great people

Everything about Zopa is fantastic Reviewed on: 11th April 2023

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